Fat Banker
As a new add-on to Push Gaming’s “Fat” series, that includes other well-performing games like Fat Drac, Fat Rabbit, Fat Santa; Fat Banker is everything but a weak link to this exceptional group of online pokies. This pokie by Push Gaming is highly pleasing in design and offers a nice range of features, with the Free Spins Feature and Fortune Link raising the bar. Despite working with a nice set of great features, the Fat Banker’s USP is the engaging theme, making it different from other titles in the Fat-series. If that sounds good to you, then we suggest you become part of the high-society of 1920s Wall Street in this online pokie that is brought to you by Push Gaming.
Fat Banker Review
Push Gaming isn’t the most productive pokie provider you’ll find out there, but they are definitely one of the most innovative players on the market. Almost all of their launches are true gems and we’re happy to let you know that Fat Banker is yet another pokie that might just turn into a long lasting classic. Launched a few months ago, we will bring you an in-depth review of Fat Banker with a slight focus on the NZ market. With 6 reels and 50 paylines at your disposal, you’ll need to work together with the banker who sometimes shares his money. In our Fat Banker review we’ll share why we think it is worth teaming up with this banker, despite the negative reputation some bankers have.
Nice to know
| Launched | 19 May 2022 |
| RTP | 96.43%, 95.44%, 94.45%, 88.44% |
| Volatility | High |
| Software | Push Gaming |
| Features | Additional Free Spins, Bonus Game, Bonus symbols, Free Spins, Hold and Spin, Lock it Link, Multiplier, Respins, , Wild |
| Theme | Bank |
| Paylines | 50 |
| Grid Layout | 6-6 |
| Min. bet/line | $0.10 |
| Max win | x25.000 |
| Jackpot | N/A |
Positive points
- ✅ Adequate Base RTP
- ✅ Great Add to Push Gaming’s “Fat” series.
- ✅ Many Features
- ✅ Win Up To 25.000x Bet
Negative points
- ❌ Ranging RTP
- ❌ Pays Half Of Fat Drac
Fat Banker
Rich bankers are often portrayed as fat and greedy bastards, which may have been some of the characteristics needed in the 1920’s to become successful in the world of banking. In Fat Banker, however, Push Gaming has chosen to show a more positive side of banking life. The Fat Banker playfield is located in the middle of the street between a number of tall buildings whilst it is still remarkably quiet on the street. This doesn’t say anything about what’s waiting for you as you’ll soon discover that things can definitely get out of hand.
How to Play
Fat Banker works with a 6×6 game grid and 50 fixed paylines which is an increase from previous games part of the “Fat”-series. Spinning three of any symbol stands for a winning combination, leading up to the top 6-of-a-kind wins. Expect prizes in Fat Banker ranging from 0,05x to 20x your stake as you look to land combinations in the base game.
Here’s a quick overview of how to play Fat Banker:
- Click on the large spin button to start the game.
- Use the total bet buttons to adjust the stake per spin.
- Go for the menu button to show the paytable and the details of the bonus features.
Symbol Wins
The story of Fat Banker is actually a lot friendlier than it sounds as this game is built around a good-humoured, large sized banker who wants to fatten up his pockets and you can’t really blame him as he shares his wealth. The game has a deluxe feel as the banker is joined by his wife and dog which adds a touch of style to the man himself. The fatter he gets, the wealthier he is, and the more he enjoys the finer things in life like expensive cars and big bags of cash. Set in downtown Manhattan in what seems to be Wall Street, the graphics are HD and follow the same look and feel of previous Fat series pokies.
Symbols you’ll encounter on the reels include lower values like diamonds, clubs, hearts and spades. Then you’ll come across top hats, cigars, a dog and the banker’s wife as well. The banker’s wife is the most valuable symbol in this game with combinations of 3, 4, 5 or 6 paying 0.6, 2, 10 or 20x your total bet. The pokie also comes with two wild symbols that make you pay even more attention whilst you’re playing. There is the Fat Banker wild that substitutes for all symbols bar the Silver Safe, Bullion and Multiplier symbols. Paying 1, 4, 16 or 40x stake for 3, 4, 5 or 6 on a payline, it only appears on the first reel in the base game. Below you’ll read more about the Wild Money Bag and the Silver Safe symbol.
| Symbol | Payout for 3 | Payout for 4 | Payout for 5 |
| Diamond | 0.1 | 0.2 | 0.5 |
| Club | 0.1 | 0.2 | 0.5 |
| Heart | 0.1 | 0.2 | 0.5 |
| Spade | 0.2 | 0.5 | 1 |
| Top Hat | 0.3 | 1 | 4 or 10 |
| Cigar | 0.3 | 1 | 4 or 10 |
| Dog | 0.5 | 1.6 | 8 or 16 |
| Racer 4 | 0.6 | 2 | 1 or 20 |
| Wild Money Bag | Substitutes for symbols mentioned above + pays up to 40x stake | ||
| Fat Banker Wild | Substitutes, pays up to 40x bet + can trigger free spins | ||
| Bullion | Triggers Instant Prize Bullion feature when landing with Silver Safe | ||
| Silver Safe | Triggers Instant Prize Bullion feature when landing with Bullion(s) | ||
| Multiplier | Multiplies value of Bullion symbols | ||
| Fat Banker Multiplier Wild | Appears during free spins + increases in size up to 6×6 | ||
Bonus Features
A pokie machine called Fat Banker must of course also have a large number of features. Once again, Push Gaming has not disappointed us in this pokie as a large number of features have been added to Fat Banker. You have various special symbols, the Red Car feature, the Gold Car feature, the Fortune Link feature, a Bonus Buy feature and a free spins feature. There’s enough to look forward to as you’ll discover below.
Special Symbols
Bullion symbols can only land on the 1st 5 reels having a value of x1, x2, x3, x5, x10, x25, x50 or x100 attached to them. For the record, we are talking about bet multipliers here. By simultaneously spinning a Silver Safe symbol on reel 6, you can cash in on the Bullion symbols. Only then are the values of Bullion symbols collected and paid out. In Fat Banker Multiplier symbols can also land on reels 1 to 5. These can, if you spin a Silver Safe symbol on reel 6, multiply the values of Bullion symbols. Multiplier symbols can land with a multiplier of x2, x3, x5, x10 and x100.
Red Car feature
The Red Car feature can be triggered at any point in the base game. At the very least, there must be a Fat Banker symbol, Silver Safe symbol, Wild Money Bag symbol, Multiplier Wild Money Bag symbol or a Bullion symbol on the reels. During the Red Car feature, one of the mentioned symbols is added to the grid, which can create a new winning combination or trigger a certain feature.
Gold Car Feature
In addition to a Red Car feature, Fat Banker also has a Gold Car feature which is put together differently. You can only trigger this feature in the Fortune Link feature or in the free spins feature. This happens at a completely random moment.
- If you trigger this feature during the Fortune Link feature, at least 1 Bullion symbol and/or Multiplier symbol is added to the grid.
- If you activate this feature during the free spins feature, a random number of Wild Money Bag symbols and/or Multiplier Wild Money Bag symbols are added to the grid.
Fortune Link feature
This one is primarily focused on the 6th reel. On that reel, some positions have a blue frame called Hot Spots. If a Silver Safe symbol lands in such a Hot Spot and at least 1 Bullion symbol is visible on the grid, the Fortune Link feature is activated. This is a special bonus feature where you start with 2 free spins. In these free spins, only Bullion symbols, multipliers and blank positions can land on the screen.
Consider this feature as a kind of Respin feature. By spinning a Multiplier symbol or a Bullion symbol, you ensure that the number of free spins is reset to 2. The values of landed Bullion symbols are added to the total prize money, which is shown in the metre above the reels. Multipliers multiply this total when they land on the playfield. The feature ends when the playfield is completely filled with symbols or if you don’t manage to spin a Multiplier symbol or a Bullion symbol within 2 free spins.
Bonus Buy Feature
There are 3 options if you want to use the Bonus Buy feature of Fat Banker:
- 5 free spins where you start with a Fat Banker symbol and a maximum of 5 Wild Money Bag symbols. This costs 150x your stake and raises the RTP to 96.65%.
- 5 free spins where you start with a Fat Banker symbol and a maximum of 5 Wild Money Bag symbols. However, you have the guarantee that 1 of those Wild Money Bag symbols is a Multiplier Wild Money Bag symbol. This costs 600x your stake and raises the RTP to 96.64%.
- For 30x your stake you can buy direct access to the Fortune Link feature. The RTP then rises to 96.63%.
Free Spins
The Fat Banker free spins has more or less the same functionality as in previous titles such as Fat Rabbit and Fat Drac. You can activate this feature by landing a Fat Banker symbol on reel 1, whilst a Wild Money Bag symbol or a Multiplier Wild Money Bag symbol is visible somewhere on the playfield. You will then receive 5 free spins.
During the free spins feature, the Fat Banker symbol also changes into a wild. The Fat Banker symbol with which you triggered this feature will remain in place for the entire free spins feature. Any spinning Wild Money Bag symbol or Multiplier Wild Money Bag symbol is eaten (or collected) by the Fat Banker. This way the Fat Banker can grow in size.
- 5 (Multiplier) Wild Money Bag symbols give 3 extra free spins and make the size of the Fat Banker symbol grow from 1×1 to 2×2.
- 4 more (Multiplier) Wild Money Bag symbols give 3 extra free spins and make the size of the Fat Banker symbol grow to 3×3.
- 4 more (Multiplier) Wild Money Bag symbols give 2 extra free spins and make the size of the Fat Banker symbol grow to 4×4.
- 3 more (Multiplier) Wild Money Bag symbols give 2 extra free spins and make the size of the Fat Banker symbol grow to 5×5.
- 3 more (Multiplier) Wild Money Bag symbols give 2 extra free spins and make the size of the Fat Banker symbol grow to 6×6. Since the limits of the playfield are then reached, the Fat Banker symbol cannot grow any further than this point.
Payout Metrics
The Fat Banker pokie has a rather impressive RTP of 96.43%, above the industry average for online pokies. This percentage also suggests the house edge is only 3.57% which is good for Kiwi players. On the contrary, Fat Banker’s risk levels are by no means moderate as this online pokie sits on high volatility levels suggesting many dead spins before getting to a hopefully impressive win. Since high volatility pokies offer a better possibility of big wins, though, with no certainty, you might just prefer them over others if you’re aiming for the big bucks. Ideally, you can win yourself a massive 25.000x the stake from Fat Banker.
Summary
Fat Drac brought Push Gaming a huge success, despite being slightly different from the Fat-series formula which featured a growing mystery symbol and Bubble Prizes. In that sense, Fat Banker goes back to the basics of Fat Rabbit which means virtually everyone and everything is bigger and bolder. This also means there is a larger grid and possibly larger Fat Wild, maxing out the banker wild to a full potential of 6×6. We believe this is a great upgrade of the traditional Fat-concept. The bullion collect/multiplier system is typical for Push Gaming, but the 30x price of the Fortune Link feature doesn’t stand for very large returns. As usual with this provider, the bigger spikes can happen in different ways and at different moments. We also find the 25,000x potential is more than sufficient, although not everyone will be satisfied as if it’s only half of what’s offered in Fat Drac. All together, we find most of the game meeting our high expectations and we recommend it to fellow Kiwis.
